Energy supplier
British Gas HomeCare
The biggest name in UK boiler cover, with its own engineer network.
- Best for
- Households that want an in-house engineer network rather than subcontractors
- Coverage
- England, Scotland and Wales
Independent · UK only · Updated regularly
Boiler cover, compared properly.
Every major UK boiler cover and central heating plan in one place — what each provider includes, where the small print bites, and a direct link to their site.
12 providers reviewed. We don't sell cover and we don't rank by commission.
Top rated
Our highest scoring boiler cover providers
8.4/10
Specialist
HomeServe
Long-running home emergency specialist with flexible plan building.
- Best for
- People who want to mix boiler cover with plumbing, drains or electrics
- Coverage
- UK-wide
Specialist
Hometree
Newer challenger brand built around simpler plan wording.
- Best for
- Owners of older boilers who struggle to get accepted elsewhere
- Coverage
- England, Wales and parts of Scotland
Energy supplier
Octopus Energy
Service-led supplier with heating and heat pump expertise.
- Best for
- Customers weighing up cover against a future heat pump upgrade
- Coverage
- Great Britain
Specialist
CORGI HomePlan
Heating-focused plans trading on the CORGI name.
- Best for
- People who want heating expertise rather than whole-home bundles
- Coverage
- England, Scotland and Wales
Specialist
YourRepair
Small independent provider with unusually transparent plan pages.
- Best for
- Buyers who want plain pricing without a hard upsell
- Coverage
- UK-wide
Buying guide
Four things that decide whether cover is worth it
01
Check what is actually covered
Boiler-only, boiler and controls, or the whole heating system? Radiators, pumps and thermostats are the usual dividing line between tiers.
02
Find the excess and claim limit
A £0 excess plan with a £500 annual repair cap can cost more in a bad year than a £60 excess plan with no cap.
03
Read the exclusions
Pre-existing faults, boiler age limits, sludge and scale damage, and initial waiting periods are the most common reasons a claim is refused.
04
Price the second year
Most providers discount year one heavily. Ask what the renewal looks like before you sign up, and re-quote every year.
Is boiler cover worth it at all?
If your boiler is under warranty, cover often duplicates protection you already have. Once the warranty ends, the decision comes down to the age and condition of the boiler, whether you could absorb a sudden repair bill, and how much an annual service alone would cost you locally. Cover buys predictability, not cheaper repairs.
FAQ
Boiler cover questions, answered
Is boiler cover worth it?
If the boiler is still under manufacturer warranty, cover often duplicates protection you already have. Once the warranty ends, it comes down to the age and condition of the boiler, whether you could absorb a sudden repair bill, and what an annual service alone costs locally. Cover buys predictability rather than cheaper repairs.
What does boiler cover normally include?
Most plans cover boiler breakdown repairs, parts and labour, plus an annual service. Higher tiers add heating controls, radiators, pumps, and sometimes plumbing, drains and home electrics. Boiler-only plans are the cheapest and the most limited.
What is usually excluded from boiler cover?
Pre-existing faults, boilers over a certain age, sludge and limescale damage, and claims made during an initial waiting period are the most common exclusions. Some plans also cap total annual repair costs or exclude a full boiler replacement entirely.
Does boiler cover include an annual service?
Most annual plans include a service, but the appointment is often only offered during quieter months and can be missed if you do not book it. Some budget plans charge separately, so check whether the service is genuinely included in the price you were quoted.
Can I get boiler cover for an old boiler?
Yes, though choice narrows. Several specialists cover boilers with no upper age limit as long as the boiler is working and has been serviced, while some large providers refuse boilers over roughly 15 years old or require an initial inspection first.
Do I have to buy cover from my energy supplier?
No. Boiler cover is a separate product and you can buy it from any provider regardless of who supplies your gas and electricity. Energy suppliers often bundle it at a discount, but specialists are frequently cheaper at renewal.